Contact information

Michael M. Naccarat

4611 Nelm Street
Hyderabad – 22102

Career objective

Looking for a challenging position of the Under Writer in the reputed company with a view to use my wide experience for the benefit of the organization.

Skills

• Main referral point for advice and guidance when identifying transaction exceptions for investigation . Providing coaching where necessary.
• Utilise numerous systems to help in the investigation process and ensure full audit trail of actions taken and investigate conclusions.
• Approve Stock and Cash Trades, ensuring that all relevant systems are updated to ensure Front Office / Back Office breaks do not occur.
• Participate in root cause analysis of break population and contribute to upstream process improvement.
• Maintain statistics, giving feedback to Department Heads, in order to prioritise forthcoming events.
• Oversaw a migration process for the department, with daily global conference calls.

Career Achievements

• I am confident that I have the necessary underwriting, administrative and interpersonal skills required to perform this role.
• I believe my personal qualities are that I am considerate, supportive, open and adaptable. I have determination and perseverance to succeed and the ability to work under pressure. I am results orientated and customer focused, with excellent relationship management skills. In addition I am polite, punctual and well presented.
• I enjoy the confidence of my family, and fellow colleagues, because I listen to what they say, respond fully and frankly and take appropriate actions.
• I am sure that I have the ability to meet any challenges raised by the role.
• My CV is attached for your attention as I am currently seeking a new position and would appreciate any assistance that you can give me with this.
• I am available for immediate interview at your convenience and would look forward to meeting you.

Experience

2006 – Present

Protection Security Protocol

Under Writer

• PrimeSub Prime Underwriter Primrose Scotland Mortgage Packager
• Day to day management of a team of Underwriters and Assistant Underwriters to maximise productivity and quality of service. This included being employed to set up this section of the company from nothing.
• Underwrite cases from sub-prime self-cert lenders to their underwritinglending guidelines ensure that they are presented to the lender in a way that maximises the likelihood of the lender offering them quickly
• Liaise with brokers and clients on the progress of their cases
• Maintain and update client files and database
• Developing long term business relationship with our database of over 1000 brokerss
• Negotiate with lenders valuers and solicitors to ensure a successful and speedy result on cases
• Handle incoming calls from new brokers wishing to register with eValuate sourcing system or wishing to discuss new cases
• Make outbound calls to brokers to confirm their registration details and capture any additional broker profile information. Liaise with Account Manager about new broker registrations
• Produce credit searches for DIPs requiring a non-binding option
• Preparation of marketing materialse-shots. Running marketing campaigns in conjunction with Account Manager
• Produce monthly caseincome reports for Company Directors
• Preparing Buildings Contents quotes on behalf of the IFA section of the company before sending to clients for their approval and authority to put on risk.

August 2004 March 2006

Mortgage Ltd

Under Writer

• Mortgage underwriter based in packagers office in Glasgow dealing with all aspects of the mortgage application from receipt up to funds release.
• Dealing with Approvals in Principles and Decision in Principles
• Understanding of the legal process sign off of offer conditions and ReportCertificate on Title
• Responsible for developing the knowledge of the onsite Mortgage Processor within the area of lending
• Being able to undertake the Mortgage Processing role in addition to normal role

March 2001-June 2004

Abbey National

Under Writer

• Mortgage underwriter in small team dealing with approx 100 mortgage applications per week authorising up to 000 per mortgage.
• Identifying and building business opportunities to sell mortgages home insurancemortgage protection products with intermediaries
• Developing long term business relationship with approx 250 mortgage brokers
• Target driven sales environment targeted for mortgagescontents insurance mortgage protection products.
• InboundOutbound telephone calls to intermediaries on all aspects of the mortgageinsurance process February 2001
• Sales Support Assistant Abbey National -  (contact details removed)
• Input of mortgage applications from paper into computer system
• Credit scoring full mortgage applications credit scoring agreements in principle
• Dealing with banking of fees received and for paying out commission fees.
• Being trained for Sales Support Manager role until role made redundant by company
• Working in sales teams in above role Sales Development Consultant role to cover holiday periods etc.

Education

• Sixty Four Secondary School, Kenya

6 GCSE’s including English Language and Mathematics

• Microcom Training – Information Technology Level II

Napier University HNC Chemistry

• Stevenson College Of Further Education ONC Chemistry

Newbattle High School

References

Floyd P. Olivier
Manager
Wap Company.
Floyd_oliver@gmail.com

Adverstiments