Sample Mortgage Underwriter Resume Template

Contact information

Neeraj Doshi

C234, East Padmavati Colony, Mumbai
(789)-121314

Career objective

To obtain a position in the Financial Services Industry in which I am able to utilize the extensive knowledge and experience that I have gained in order to contribute to both a companies and my own continued growth and success.

Career Achievements

  • Expert in DU/LP, DE Underwriter, Point, Mortgage Builder and DPS, Reverse Mortgages
  • Time management and dedication skills necessary to complete projects satisfactorily and in compliance
  • Outstanding ability to analyze a file in order to render a sound decision and/or solution
  • Extremely well organized with a track record that demonstrates self motivation, creativity and initiative to achieve both personal and corporate goals
  • Effectively negotiated with homeowners, attorneys, lenders and counties to facilitate refinance transactions

Experience

Mortgage Underwriter

Jain Properties, Mumbai, 2007-Present

  • Implemented various system changes to expedite processing and closings times from 60 days to 30 days.
  • Underwrote files prior to them being submitted to investor, coordinated smooth and efficient closings with title companies, borrowers and investors.
  • Maintained central, numerous state and agency compliance and regulatory guidelines.
  • Endeavored to educate and service the senior population with the patience and understanding which they are deserving of.
  • Through this dedication and attention to detail the company was able to double its production within one year´s time and become one of the largest and most respected independent companies in the Reverse Mortgage Industry.

Operations Manager

Silver Exchange Mortgage, Mumbai, 2004-2007

  • Underwrote conventional conforming loans utilizing DU/LP and manually underwrote FHA for over 200 Correspondents within a satisfactory time frame when the rest of the industry was taking 2-3 weeks.
  • Communicated and worked closely with the Correspondents on a daily basis to enable their offices to be able to close more deals.

Office and Operations Manager

Crystal Mortgage Corporation, Mumbai, 2002-2004

  • Managed a staff of 10 Loan Officers and 3 Support Staff.
  • Implemented the “alt doc processing” streamlining processing time to a matter of a few days rather than a few weeks along with new computer technology techniques which in turn allowed the company to become one step ahead of the competition.
  • Trained new loan officers in the various products and programs that were becoming available in order to be able to make more deals.
  • Developed the concept of less than 30 minutes for an approval which in turn the company received national recognition from one of its national wholesalers.
  • Trained processors and closers and always kept

Education and Certification

  • M B A (Finance)

IIM Chennai, 2002

  • B Com

Mumbai University, Mumbai, 2000

Honors

  • Real Estate License ( dates active 7/03 to 10/13 )
  • Non-Prime certified in mortgage underwriting
  • Top underwriting award in 7/08 from Jain Properties
  • Delegated underwriting certification in 8/09 from Jain Properties
  • Achieved highest insurance percentage and profit margin in the southeast region in July, October, and November 2009 with The Associates Financial Services

References

Aditya Chopra

Chief Manager

Jain Properties

adichopra_B123@yahoo.com

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