Contact information

Michael M. Naccarat

4611 Nelm Street
Hyderabad – 22102

Career objective

Looking for a challenging position of the Mortgage Loan Closer in the reputed company with a view to use my wide experience for the benefit of the organization.

Skills

• Maintained excellent customer relations and developed customer rapport
• Diplomatically resolved customers complaints on as-needed basis
• Accurately calculated and made daily deposits
• Ability to follow instructions well and make decisions with no supervision
• Effectively underwrote and closed Sub-Prime, Alt-A, HUD, FHA mortgage loans
• Resolve Title and Appraisal issues effectively
• Maintained all financial records
• Delegated responsibilities to employees to meet company´s expectations
• Effectively developed excellent communication skills

Experience

JP Morgan Chase, Forest Hills, NY

Mortgage Loan Closer

2007 to Present

• Responsible for the preparation of closing documents via PAC´s database.
• Service residential purchase and refinance mortgages on conventional and government loans.
• Ensure all loan conditions are met based on Federal and State regulatory requirements prior to document preparation.
• Review the file to ensure it is locked with the correct interest rate and points.
• Order a final payoff quite from the CRRU database prior to preparing the closing documents.
• Review the preliminary HUD-1 for correct fees, the VOE and the Branch Audit Checklist.
• Wire input and dual wire verification.
• Loan transmission

The Law Office of Richard H. Lovell, P.C

Administrative Assistant/ Receptionist:

2005 to 2007

• Interact with several Mortgage Lenders, Brokers, Title Companies, to help expedite the scheduling of a closing.
• Assist in coordinating the scheduling of a loan closing.
• Review and prepare closing documents for loan closing.
• Responsible for the disbursement of loan proceeds on a Mortgage Refinance and proper distribution of the closing documents to the Lender and Title Company.
• Obtain proper documentation for pending title requirements.
• Responsible for the preparation of new and existing loan files.
• Resolve post closing issues and order certified copies of recorded documents if necessary.
• General Secretarial Duties.

Education

• 2000-2002 BUCKNELL UNIVERSITY
• Bachelor of Science, Education
• Lewisburg, PA

• 2002 -2004 NORTHEASTERN UNIVERSITY
• Study in Business and Real Estate
• 13 courses completed
• Boston, MA

References
Floyd P. Olivier
Manager
Wap Company.
Floyd_oliver@gmail.com

Adverstiments