Contact information

Michael M. Naccarat

4611 Nelm Street
Hyderabad – 22102

Career objective

Looking for a challenging position of the Risk Management in the reputed company with a view to use my wide experience for the benefit of the organization.

Skills

• Maintains focus on business or project objectives despite disturbances
• Will find ways to progress work in hand if no established method exists or if established methods are prevented through failure or lack of appropriate machinery
• Ensure work to be carried out or requirements to be achieved are well defined before commencement
• Plans and budgets work by establishing material and resource requirements prior to final sanction
• Continually reviews work and work plans to ensure that expectations are realistic and goals are achievable
• By mentoring whilst delegating, ensures that others are able to confidently give their best and achieve their full career potential.

Career Achievements

• Barclays Bank: Superior Service and Team Work.
• Vertex Data Science : Team of Month; Team of the Quarter; Team of the Year,
• Parent Company Team of the Year and Nominated for
• Employee of the month.

Experience

2008 – 2010

VISA INC, London – UK

Risk Management Analyst

• Acting as initial point of contact for Visa clients, law enforcement agencies, internal and external sources, receiving reports of data compromises and fraud related events and ensuring appropriate action taken
• Gathering, consolidating and conducting analysis of statistical data to identify fraud trends and threats, detect causes to allow design, recommendations and implementation of solutions and fraud prevention tactics
• Working closely with regional risk staff, providing general administrative assistance and dealing with clients’ queries in an efficient manner, using judgement and prioritization skills
• Providing consultancy to external clients about compliance violations and carrying out provision of guidance, recommendations and implementation of strategies to maximize performance
• Handling E-commerce registration program, providing due diligence checks, issuing certification letters once process finalised and approved

1998 – 2008

AMERICAN EXPRESS EUROPE LTD, London and Brighton – UK

Merchant Risk Analyst

• Conducting analysis of fraud and chargeback levels, making decision on settlement of funds to merchants and on the cancellation of the acceptance agreement, following compliance with policy and risk assessment
• Communicating and educating merchants on prevention of identified high risk, potential fraud transactions and chargeback programs
• Responsible for processing and registering new applications from overseas customers coming into the UK, ensuring mainframe system was populated with accurate and timely data for application decision within established tight deadlines

Feb 2005 – Nov 2007

Loss Prevention / Traveller Cheques and Prepaid Services

Risk Management Analyst

• Managing Traveller Cheques exposure within the EMEA (Europe, Middle East and Africa)portfolio, owning queries from customers, facilitating training and presentations to clients
• Managing relationships with key business partners and with a wide range of external organisations, as well as working closely with compliance officers and regional risk officers
• Developing and implementing strategies to minimise losses for the Travel Money Order (TMO), a home delivery service for foreign exchange and pre-paid cards

Education

• Birmingham City University

BA (Hons) Business

• Sutton Coldfield College

BTEC Advanced Business (Merit)

• Holte School

GCSE’S, 7 Passes (A-C) Including BTEC Business Intermediate

References

Floyd P. Olivier
Manager
Wap Company.
Floyd_oliver@gmail.com

Adverstiments