Contact information

Michael M. Naccarat

4611 Nelm Street
Hyderabad – 22102

Career objective

Looking for a challenging position of the Credit Manager in the reputed Company with a view to use my wide experience for the benefit of the organization.

Skills

• Effective Team Management and Staff Training
• Credit Management
• Purchase Finance Management and cost controls
• Experience of using SAP and development of ‘Bespoke Systems’
• Skilled commercial negotiator
• Balance Sheet and Credit Score Analysis

Career Achievements

• Being appointed Credit Manager after starting as an assistant
• The successful relocation of the Credit Department from  to Telford
• The upgrading of the Sales Ledger and credit function from part manual to fully computerised
• Introduction of a computerised credit checking system
• The conversion of the Finning Sales Ledger to CODA/DBS with minimal training
• Adapting CODA through report writer to produce key management reports
• The production of a CODA/DBS training manual for credit personnel
• Introduction of departmental performance indicators

Experience

2010 -Present

Saint Gobain Abrasives Ltd

Credit Manager

• Responsibility for the credit management function of the UK division of Saint Gobain Abrasives an international manufacturer of abrasives serving all market sectors with a strong presence in every continent Saint Gobain Abrasives serves customers through structured units in 26 countries and employs nearly 16,000 people.
• The daily supervision of 3 staff
• Managing a whole turnover Credit Insurance Policy
• Overseas account management and collection
• Risk assessment via an online reference agency
• Continual monitoring of risk for all accounts
• Internal audit over procedures and practises
• Ensuring bad debts are reduced to an acceptable levels,
• Monitoring payment trends of customers and customer sectors
• Involvement in collection of difficult debts and Key Accounts

Mar 2006 – Apr 2009

Veolia ES (UK) Ltd

Credit Control Manager

• Veolia Environmental Services has established itself as the United Kingdom’s leading waste management provider, offering a range of waste management services and solutions to Local Authorities and commercial businesses with a turnover of 1.4 billion.
• Veolia Environmental Services is one of the world’s leading providers of waste management and cleaning services
• The daily responsibility for 46 staff via 5 team leaders
• A combined monthly sales ledger value of 120 Million
• Collection of over 70,000 live accounts including responsibility for Cash Allocation, Administration and New Accounts
• The setting and monitoring of all collection targets
• Strategic planning for the department
• Performance reporting for the Main Board
• Project Management including a pending SAP implementation
• Extensive liaison with operational management including presentation and regular site visits
• Worked closely with Institute of Credit Management on training
• Customer visit and negotiation on high risk accounts

Education

• Centre for Coaching – UCT Graduate School of Business, SA, Coaching to Excellence [CTE] - 2002 – 2004

UCT GSB – Executive Development, SA, Programme for Management Development [PMD] – September

• Damelin Management School, SA, Diploma in Financial Management [DFM] 2000-2002

Achievement: Passed with Distinction

ABSA Bank Ltd, a member of the Barclays Group, South Africa, Moody’s Investors Service (London),

• Moody’s ACR “Train the Trainer” Programme (Credit Risk) – 1998-2000

Institute of Business Science (GIBS), SA, Programme for Management Development

References

Floyd P. Olivier
Manager
Wap Company.
Floyd_oliver@gmail.com

Adverstiments