Contact information

Michael M. Naccarat

4611 Nelm Street
Hyderabad – 22102

Career objective

Looking for a challenging position of the Banking in the reputed company with a view to use my wide experience for the benefit of the organization.

Skills

  • Fluency in Spanish
  • Experience of Microsoft Office including Word, Excel and Access, along with Business Objects
  • Knowledge of Bloomberg, Reuters, FTS/Xshare and Datastream/Primark products

Career Achievements

  • Established a new Small & Medium Enterprises (SME) lending unit
  • Achieved both funded & unfunded assigned targets
  • Achieved a steady growth in interest, commissions and fee earnings
  • Maintained Non-Performing Loans (NPL’) under 1%
  • Achieved favourable CAMEL’ rating for Asset quality

Experience

Manager Corporate & SME Banking: Afghanistan International Bank (AIB), Kabul

2010-Present

  • Maintain existing client relationships and ensuring that clients are fully serviced
  • Market the full range of banking products to all existing and potential clients
  • Maintain and update all procedures related to the activities of the client management.
  • Supervise departmental administrative procedures and systems
  • Monitor the handling and approval process of credit applications ranging from 20K – 3.5M
  • Ensure that Credit Committee guidelines are implemented
  • Meet with customers to obtain financial & business information.
  • Represent the credit department at all levels

2006-2009

Frost & Sullivan, International Market Consultancy & Training Company,

Major Accounts Manager Germany

  • Cold calling
  • Customer service calls
  • Building relationships with customers
  • Selling training courses over the phone
  • Selling training events over the phone
    (events take place in  or customer’s site)
  • Negotiation in on-site and on the phone
  • Presentation
    (via computer and in person on-site)
  • Maintaining customer database
  • Writing of proposals in English and German
  • Solving of customer problems via internal or external sources

Education

  • 1999 – 2003 Securities and Futures Authority –

Securities Representative

  • 1987 – 1991 University of Bradford Management Centre

BA (Hon) in Management Studies and Spanish

Included one year at Universidad Complutense, Madrid

  • 1980 – 1987  Longcroft Secondary School

‘A’ levels – Business Studies (B), Spanish (B), General Studies (B) and History (E)

References

Floyd P. Olivier
Manager
Wap Company.
Floyd_oliver@gmail.com

Adverstiments